The 90-day relocation checklist
A disciplined pre-arrival and first-month playbook used by thousands of CosmoQuick relocators.
Phase 1
Day -90 — Decision & research
- Confirm destination city & cost-of-living target.
- Identify visa pathway and document timeline.
- Audit savings runway (target 3–6 months of expenses).
Phase 2
Day -60 — Visa & employment
- Secure job offer or sponsor letter.
- File visa application with all supporting documents.
- Start tax-residency analysis with treaty considerations.
Phase 3
Day -30 — Logistics
- Book temporary stay for first 2–4 weeks.
- Pre-book international movers or shipping.
- Schedule farewell, doctor visits, dentist.
Phase 4
Week 1 — Arrival
- Register address with local authority.
- Open bank account; activate SIM card.
- Sign long-term lease; transfer utilities.
Phase 5
Day 30 — Settle
- Enroll in healthcare & insurance.
- Onboard at employer; set up payroll & pension.
- Join 1–2 expat & professional communities.
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FAQs
How long before moving abroad should I start planning?+
Begin 90 days before your target move date. This window covers visa processing, lease search and logistics.
What's the single biggest mistake people make?+
Underestimating cash runway. Plan for 3 months of full expenses plus housing deposits before paychecks begin.
Do I need international health insurance?+
Yes — most countries require proof of coverage during visa approval and before public insurance activates.